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Real Estate Glossary

What is Mortgage Banker?

A mortgage banker is a professional who works for a bank or other financial institution and specializes in originating, underwriting, and servicing mortgages. A mortgage banker may work directly with borrowers, helping them to find the best mortgage loan for their needs, or may work with other lenders, such as mortgage brokers, to find and fund loans. Mortgage bankers are typically licensed and regulated by state and federal governments, and are subject to strict rules and regulations to ensure that they operate ethically and in the best interests of borrowers.